Debt relief options

See if you qualify for debt relief

If you have $10K or more in unsecured debt — credit cards, medical bills, or personal loans — you may have options to help lower what you pay each month.

  • Free, no-obligation review
  • Focused on $10K+ unsecured debt
  • Connected with established debt relief providers
Check your eligibility →

Thank you

Your information was received. A Loan1 Financial partner may contact you shortly to review your options. This is not a commitment to enroll.

Start your free review

Takes about a minute. No credit check to submit this form.

Simple process

How it works

Three steps from your form to a conversation about possible options.

1

Share your situation

Tell us a few basics about your unsecured debt. No hard credit pull is required to submit this form.

2

Get matched

We connect interested consumers with debt relief providers that may be able to help based on the information you provide.

3

Review your options

A provider may contact you to discuss programs that could fit. You decide whether to move forward — there is no obligation from submitting this form.

Why people look into debt relief

Benefits to consider

Debt relief programs are not right for everyone. Here is what many consumers explore when weighing their options.

One lower monthly payment

Some programs consolidate what you owe into a single, more manageable monthly payment structure through a provider.

Clear fee conversations

Many reputable debt relief providers discuss fees up front and do not charge you before services begin. Ask any provider you speak with how and when fees work — structures vary.

Guided next steps

A dedicated specialist can walk through your debts, goals, and whether a program may be available in your state.

Common questions

FAQ

Who is Loan1 Financial?

Loan1 Financial is a marketing service that connects consumers with debt relief providers. We are not a lender, debt settlement company, or law firm.

What kind of debt can be considered?

Unsecured debt such as credit cards, medical bills, and personal loans is typically what providers review. Secured debts (like mortgages or auto loans) and some other obligations may not qualify. Not all debts or states qualify.

Is submitting this form a commitment?

No. Submitting the form is a request to be contacted about possible options. Consent to contact is not a condition of purchase, and you are not obligated to enroll in any program.

Will this affect my credit?

Debt settlement and related programs can negatively affect your credit. Results vary based on your situation, the provider, and the debts involved. Ask any provider for details before you enroll.

Are there fees?

Loan1 Financial does not charge you a fee to submit this form. Debt relief providers have their own fee structures. Ask about fees, timing, and whether any fees are charged before services begin.

Important disclaimer

Loan1 Financial is a marketing service that connects consumers with debt relief providers. Loan1 Financial is not a lender, creditor, debt settlement company, credit repair organization, or law firm, and does not provide legal, tax, or financial advice. Results vary. Debt settlement and similar programs can negatively affect your credit and may have tax consequences. Not all debts qualify, and programs are not available in all states. Submitting this form does not create a client relationship and does not guarantee approval, savings, or enrollment. Always review program terms carefully with any provider you contact.

Ready to see your options?

If you have $10K+ in unsecured debt, start with a free review.

See if you qualify